As I’ve gotten older my finances have, naturally, become more and more important. As a student it’s so easy to lose track of where you stand financially. Loans can stack up in the background as the most pressing financial decision you make in a month can be whether or not to splurge on a cute (but oh so pricey) pair of shoes. This holiday season I got to thinking about what it means to be financially successful – being able to give myself the gift of financial peace is high on my list of priorities, so if you’re like me in the regard you might want to open up Capital One 360’s Black Friday Sale in a new tab before you continue!
It’s so easy to get swept up in the hustle and general busyness of the holidays that it’s easy to lose sight of your financial goals. For me financial peace of mind means being aware of your finances, having a reliable banking resource, and having realistic financial goals. This year I began a journey towards financial success, so I thought I would share with you how you also can prepare for financial success in 2015 too!
Give your personal finances a SWOT analysis. A SWOT analysis is a business planning method that lines out a business’ strengths, weaknesses, opportunities, and threats. I think this method could be a great tool when used for personal finances. Think about what are your financial strengths – do you already have a savings account? A steady income? Are you good at budgeting and saving? Personally, being able to see and keep track of my finances with my Capital One account is something I list as a strength. What are your weaknesses? Do you have a weakness for making impulse purchases? Are you a stranger to making a budget? Knowing your strengths and weaknesses are crucial to creating a battle plan.
Avoid the threat of losing sight of your goal for financial peace this year by taking advantage of the opportunities offered with Capital One’s Black Friday sale! Capital One is decking the halls with financial deals you can bank on including deals on banking, brokerage, and mortgage products! Also, if you refer a friend (or family member) and they sign up, you may be eligible for a $40 bonus for sharing the love.
As someone who banks with Capital One already I love that they’re having a Black Friday sale – it’s always easy to find an atm in the city, and the mobile app has to be the most useful app I have on my phone right now. Plus, Capital One 360 Checking and Savings are not only fee-free, it’s also interest earning!
If you’ve got financial peace on your mind this year, be sure to click here to check out Capital One’s Black Friday Sale!
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.